My experience is that they depreciate out the unit. The home insurance I had my Tibook under dealt with a specific company that did replacements. They couldn't find a Tibook at that moment in time like I had so they gave me $ towards the purchase of an Albook. Couldn't be happier with it ... Make sure you don't underinsure it ... mine wasn't stolen, but I had a bad case with a velcro latch. I was holding the laptop at an angle and it slipped out of the case and crashed to the floor. A specific rider on my insurance covered my Tibook only to fair market value. How they determine that, I'm not quite sure. Bryan F. On Sep 14, 2004, at 6:31 PM, Christoph Pistor wrote: > Trevor, > > We all know that you really loved your PowerBook, but at the time of > theft > the time value might have been merely $1000 instead of the $3500 you > paid > for it new. So what interest me, is how does your policy (or any other > available) handle this. Do they pay 25% of the new price that is > proved with > the receipt, or do they have some kind of blue-book (like car > insurances) > that they use. > > Christoph > > _______________________________________________ > Titanium mailing list > Titanium at listserver.themacintoshguy.com > http://listserver.themacintoshguy.com/mailman/listinfo/titanium >