You said that you are using Netscape version 4.6. There is an upgrade to Netscape to version 7.0 which I have been using with OS 9.2.2 and OS-X.3.2 without any problem. I suggest that upgrading Netscape may solve at least one of your problems. I don't use PhotoShop, so have no suggestions for that issue. I have heard that PhotoShop is a memory hog and uses its own form of virtual memory which can conflict with virtual memory in the OS. And, YES, YES, YES!!!! Upgrade your RAM immediately. RAM prices are cheap right now and upgrading RAM is something you should have done long ago. Your B&W can use it and it will eliminate having to use the hard drive as virtual memory. Using virtual RAM is slowing you down and may be the cause of your problems.