At 12:27 AM -0500 1/14/03, J J wrote: >Anne I am sad to hear about this, but if you have >no intention of selling them soon ask your broker >to send the certificates to you and tell him you >no longer need his services. You got the stock and >he's out the door-no charge. When you wish to sell >them you may need a broker again but hey, that's >years from now. Thanks Diane, Lee and JJ for your advice. I made many phone calls today and it seems the $15 fee for the certificates is my best bet. Although I will check with Apple, maybe I can get around the $15. It may depend on the fact that the shares are probably in street name, which means my name is not on them. However, to transfer the shares to Vanguard would cost a $50 fee and to sell would be a whopping $65! I am actually lucky as my BIL has a lot of different stocks and is having to pay $15 for each one to get the certificates!!! Down with Quick & Reilly, I hope they go bankrupt. BTW, the original broker was a discount broker, but was swallowed up in two mergers. Anne Keller Smith, Webdesign mailto:earthpigz at earthlink.net http://www.earthpigz.com Please no attachments! Thanks.