In a message dated 12/24/2002 12:27:46 PM Eastern Standard Time, dfz at mac.com writes: > > It's likely to come under the deductible anyway, and remember, the more > claims you make on your homeowners policy, the more likely they are to drop > you and you get stuck in a very expensive state risk pool. Only make > homeowners claims on things that are really serious and big > dollars. I thought we were talking a Titanium computer here. I paid $3000 for mine...that's no where near the $200 deductible on my homeowners policy. And a BIG insurance claim (say the house burned down) is more likely to get you assigned a higher insurance risk rate than several smaller claims [or so says an agent in the great insurance sinkhole known as Texas]. And while we are talking insurance, I still maintain it's a good idea to have supplemental insurance on computers and software. The supplement insurance is less than $100 year. And if someone walks off with my computer and my Pagemaker and InDesign and Photoshop stuff...I won't have to rob a bank to replace everything. You can also get extra insurance for stereo or video equipment, art collections, etc. Merry Christmas, y'all! Paula