Thanks to Lisbeth for the suggestions. I'm glad I didn't just proceed. Unfortunately we'll have to wait on re-installing because programs are in storage - we just moved to a new locale. Thanks also to Tom Warner. I'll do the repair - but to have such a need so early in the game is still disconcerting. Will I need to think "disk permissions repair" as one of the first actions of troubleshooting ? Thanks. Dave __________________________________ Do you Yahoo!? Yahoo! Tax Center - File online by April 15th http://taxes.yahoo.com/filing.html