[Ti] Re: [Titanium] Insurance Cover for Powerbooks

[Dennis Fazio]

--On Wednesday, September 15, 2004 08:12 AM +0300 "Dr. Trevor J. Hutley" 
<hutley at geneva-link.ch> wrote:

> The insurance cover is new-for-old/replacement cost.  The insurance company
> benefits here, as the replacement cost is less than the purchase price (for
> computer stuff, on the basis that prics are always decreasing).

I have my PowerBook listed as a special item, as required, on insurance for 
loss. However, two things to consider:
1. Make sure your coverage is adequate not only for the PowerBook, but for 
all the other stuff (carry case, spare batteries, Airport Express, etc.) that 
you usually carry around. It can easily add up to quite a bit.
2. My insurance agent reminded me that insurance companies don't like to pay 
claims and your standing with them decreases with each one, especially a 
claim for several thousand to replace a notebook and accessories, to the 
point where they may drop you, forcing you into a pricey risk pool.

-- 
Dennis Fazio
dfz at mac.com