At 08:39 -0800 12/9/04, Robert wrote: >I personally don't trust any thing to do with the name Citibank and internet. It seems like every second week i get an email from them asking for all kinds of information relating to a bank account that I don't have. . . . Don't blame Citibank. And don't ever reply to such a message. Google for "phishing" and you'll learn about widespread email attacks looking for personal information. PayPal, e-Bay, Wells Fargo are other recent targets. -- --> If you are presented a number as a percentage, and you do not clearly understand the numerator and the denominator involved, you are surely being lied to. <--