On 11/26/05, at 7:05 PM, Neil lists at mac.com said: >The reason your are confused is because "15% of" is the same thing as "0.15 >times," but the only time 15%=0.15 is when it is 15% of 1.0. When your >dinner bill comes to $127 do you leave a dime and a nickel as a 15% tip (ie. >$.15)? There's no % key on my calculator, but to me it works quite well. 28.05 + .15 = 28.20 28.05 X .15 = 4.2075 28.05 x 1.15 = 32.2575