[Ti] Re: [Titanium] Insurance Cover for Powerbooks

[Dr. Trevor J. Hutley]

At 21:09 -0500 14/9/04, Bryan Forbes wrote:
>My experience is that they depreciate out the unit.  The home 
>insurance I had my Tibook under dealt with a specific company that 
>did replacements.  They couldn't find a Tibook at that moment in 
>time like I had so they gave me $ towards the purchase of an Albook. 
>Couldn't be happier with it ...
>
>Make sure you don't underinsure it ... mine wasn't stolen, but I had 
>a bad case with a velcro latch.  I was holding the laptop at an 
>angle and it slipped out of the case and crashed to the floor.  A 
>specific rider on my insurance covered my Tibook only to fair market 
>value.  How they determine that, I'm not quite sure.
>
Bryan - as I explained to Christoph, my cover is new for old.  That 
is common in Switzerland.
But my question is not about the replacement value, nor about general 
"loss", it is under what conditions the insurance policy will or will 
not pay up in the event of theft.

Trevor